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Applebee's gift cards are priced on request at GiftCash NG rather than from a printed rate, and the retail cards beside them pay ₦73,215 to ₦105,164 for a $100 balance on 16 October 2026. That range is where to start if you're holding restaurant credit. Here's how the request works, and what decides the number you get back.
The rate table lists 37 card brands. Retail chains are there, gaming platforms are there, network prepaid cards are not, and neither is a single dining card.
A published number only holds if the same card is worth about the same to every buyer holding it. The table earns that by carrying cards with a wide, steady buyer pool and a balance you can confirm before the trade. Dining credit fails the first test. A restaurant card's balance is tied to one chain, and only someone who eats at that chain gets full value from it, so the buyer pool is the narrowest of any card type we handle. That doesn't make the card worthless. It makes it a per-order conversation instead of a line on a table.
Same story as the ePay cards and the prepaid brands. If a page quotes you a fixed Applebee's rate without seeing your card, the number came from somewhere else.
The retail cards on the table give you the range to work with. Each figure below is what a $100 balance pays, read from the card's published band, captured on 16 October 2026.
| Card | $100 in Naira | $100 in Cedis |
|---|---|---|
| Nordstrom | ₦105,164 | ₵921.50 |
| Footlocker | ₦101,170 | ₵886.51 |
| Sephora | ₦99,839 | ₵874.85 |
| Macy's | ₦97,177 | ₵851.52 |
| Target | ₦78,540 | ₵688.21 |
| Best Buy | ₦73,215 | ₵641.55 |
Two things to read off that table. The spread between the best and worst retail card is about 44 percent at the same face value, so the card you hold matters more than the day you sell. And every figure sits under the ₦1,331 per dollar reference line the Nigeria view prints, which puts ₦133,100 on a $100 balance as the ceiling. Anyone quoting you above that isn't paying it.
A dining card normally lands under the retail band, because the buyer who takes it needs a reason to eat at that chain. That's the honest expectation to hold when you ask for a figure.
The issuing country comes first. A card bought in the United States can't be redeemed somewhere else, so state the country it came from before you ask for anything.
Then the balance. A card you can check on the chain's site or by phone is easier to place than one you can't, and the offer follows. Pull the number up before you start the conversation rather than during it.
Check whether the card is already registered to an account. A card that has been linked to someone's loyalty profile is harder to transfer cleanly, and buyers treat that as risk.
A receipt isn't mandatory, but it removes a verification step. The paper slip or the confirmation email from the store both count. Keep whichever you have.
Four steps, and the order matters.
Payout runs 15 to 30 minutes once the rate is agreed. In Nigeria the money arrives by bank transfer or USSD. In Ghana it comes through MTN MoMo, Telecel Cash or AT Money. If the number comes back lower than you hoped, check what you're holding beside it. A Target card, a Nordstrom card or a Sephora card at $100 pays from ₦78,540 to ₦105,164 with no negotiation, and the naira calculator will run any balance you have.
Don't hand over the code before a price is settled. Once the number and PIN are out, the balance is gone whether or not the money lands. The Nigeria scam alert breaks down the usual patterns.
Don't pay a fee to sell. Legitimate buyers don't charge processing fees, activation fees or verification deposits. Anyone who wants money from you before the trade isn't buying your card. The Telegram red flags list covers the exact wording those messages use.
Yes, and the quote works the same way. The card still has to be redeemable at the chain, and the payout lands in Cedis through MTN MoMo, Telecel Cash or AT Money. State the country of issue either way.
It depends on the effort. The steps cost you the same whether the card holds $25 or $500, and the absolute payout on a small card is lower. Ask for a figure first, then decide whether the trip to your bank or wallet is worth it.
Because dining credit doesn't have a wide enough buyer pool to keep a printed number accurate. The table only carries cards whose value holds steady across buyers. Everything else gets priced per order, which is what happens here.
Send the card details through the contact page and you'll have a figure for today's balance. If you're holding retail or gaming cards as well, the rate table already shows what those pay, and you can sell them without waiting on a quote.
Tunde sources wholesale buyers across Europe and the Gulf so GiftCash NG can quote tight spreads, and tracks how card and crypto rates move week to week.
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