Nobody in Lagos asks you for a Best Buy card. That's the interesting part.
The cards everyone hunts for, Amazon, Steam, Google Play, are the same cards everyone else is trying to sell, so those rates sit lower. A Best Buy card is a US electronics store card. You can't spend it in Nigeria. Fewer sellers, less noise, and ₦730.34 per dollar today against Amazon's ₦650.66.
Here are the numbers, then the process.
Open the rates page and set the country to Nigeria. Best Buy gets a single row:
| Face value | Payout (₦) | Where the figure comes from |
|---|---|---|
| $100 | ₦73,034 | published floor |
| $200 | ₦146,068 | floor × 2 |
| $500 | ₦365,168 | published ceiling |
The published band is $100 to $500 paying ₦73,034 to ₦365,168. Divide the ceiling by 500 and you get ₦730.34 per dollar. Divide the floor by 100 and ₦730.34 comes back. The band is flat, so that arithmetic holds at any face value inside it.
Note the edges. There's no Best Buy row above $500 and none below $100. If you're holding a $50 Best Buy card, that's why it never shows up on the page.
Keep one thing straight before you quote a price to anybody. The $100 and $500 figures are the platform's. The $200 figure is calculated from ₦730.34. Confirm on the live page first.
The Nigeria rates page publishes a reference line, and today it reads 1 USD = ₦1,328. That hands you a second number most sellers never work out: what share of the official dollar rate a card actually pays.
| Card (band) | Per $1 | Share of ₦1,328 |
|---|---|---|
| Razer | ₦1,049.03 | 79.0% |
| Steam (USD) | ₦823.29 | 62.0% |
| PlayStation | ₦796.73 | 60.0% |
| Best Buy | ₦730.34 | 55.0% |
| Google Play | ₦730.34 | 55.0% |
| Amazon | ₦650.66 | 49.0% |
| Xbox (USD) | ₦456.79 | 34.4% |
Best Buy and Google Play land on the identical ₦730.34. So a US electronics store code gets priced like a play-store balance, not like a niche retail card. That's the useful part.
Now the comparison that actually matters. At $200 of face value a Best Buy card pays ₦146,068. The same $200 as an Amazon card pays ₦130,132. That's ₦15,936 more, from a card most sellers skip because they've never heard anyone ask for it. eBay tops both at ₦154,034, so Best Buy sits just under it.
Xbox is the one to watch. At ₦456.79 per dollar it pays 34.4% of the reference line, which is ₦273.55 less than Best Buy on every dollar of face value. If you're deciding what to sell first this week, that's your order.
The last point is the one people argue about. Best Buy balance sits in a US account and it can't be moved to a Nigerian one, so the card's only value to you is the code itself. Redeem it to buy something you can't ship here and you've turned ₦73,034 into nothing. Sell the code.
Run a small card first if it's your first sale. The first payout takes longer because that's when the account gets verified, and a smaller number is an easier thing to watch.
Then the two offers that were never real. The first is the buyer offering ₦85,000 for your $100 Best Buy code when the published rate is ₦73,034. That extra ₦11,966 is bait, and what follows is always the same: send the code first, payment after. There is no payment after.
The second is the screenshot. Someone sends a bank transfer alert, all official looking, and asks for the code. Check your own account balance, not their image. A screenshot costs nothing to produce.
Both are covered by one rule. You never pay to sell a card, and you never send a code before the naira is in your own account.
Every figure above comes from a GiftCash NG rates snapshot taken on 18 September 2026 at 02:00 CST, Nigeria view. The number that matters is the one on screen when you press send. On this platform the rates move daily, sometimes by more than you'd expect across a week.
Before your next sale, do the division yourself. Open the rates page, stay on Nigeria, find the Best Buy row, and divide ₦365,168 by 500. Hold that number. If an offer comes in below it, walk away. If it comes in well above it, walk faster.
When you're ready, Best Buy is the direct route. If you're clearing a drawer, our Amazon guide covers the card that pays less per dollar than this one, the eBay guide covers one that pays a little more, the naira calculator runs the division for you, and the Lagos payout walkthrough handles the bank side. Curious why US-issued cards hold their value here at all? The rate explainer answers that.