Sell iTunes Gift Cards in Nigeria and Ghana: What $100 Pays Today

A $100 iTunes card pays ₦111,820 in Nigeria and ₵979.83 in Ghana, and a $150 card pays ₦169,128 in Nigeria or ₵1,481.99 in Ghana. Apple cards hold the top of the USD table, so your quote beats every other dollar card on the same page. Here's the whole picture, captured on 16 October 2026, plus the mistake that quietly costs sellers money.

What an iTunes Card Pays Today

The rate table lists iTunes and Apple cards by USD face value, so you match your card to a row instead of guessing at a percentage. These are the live ranges on 16 October 2026.

A $100 card sits at the bottom of its row: ₦111,820 in Nigeria, ₵979.83 in Ghana. The top of that same row is a $150 card. Nothing about the card changes between those two figures. The balance does.

Treat the range as a floor you can see before you commit, not a promise. The table moves with the market, so the figure that counts is the one you're quoted after the code is submitted and checked. That check is why GiftCash NG can print a range at all, rather than a single number that goes wrong within a week.

Two $50 Cards Pay Less Than One $100 Card

Payout per dollar climbs as the face value climbs. A $50 card tops out its row at ₦1,091.58 per dollar. A $100 card starts its row at ₦1,118.20 per dollar. By $150 the rate steps up again to ₦1,127.52 per dollar, which is the highest figure on the dollar board.

In cash, the gap shows up fast.

• One $50 card: ₦54,579, or ₵478.25
• One $100 card: ₦111,820, or ₵979.83
• Two $50 cards: ₦109,158, or ₵956.50

Splitting the same $100 across two cards costs you ₦2,662, and ₵23.33 on the Ghana side. So sell whole cards, and sell the largest face value you actually hold.

Apple Sits at the Top of the USD Table

Per dollar, Apple and iTunes pay more than any other US card on the board. The figures below are the rate at the top of each card's published range.

The spread between the best and the worst dollar card is about 2.5 times, and it comes down to how easy each card is to move. An App Store code redeems in seconds and the balance is simple to confirm. An Xbox code serves a narrower market, so a buyer prices that risk in.

There's a ceiling worth memorising. The rate table prints 1 USD = ₦1,331 as the Nigeria reference line, and the best card on the board pays ₦1,127.52 per dollar. That works out at about 85 percent of the official rate. Nothing on our table pays above ₦1,331 per dollar, because the gap is where the business lives. So when someone offers you ₦1,400 per dollar, the offer isn't generous. It isn't real.

iTunes or Apple? Check Which One You Hold

The two cards look the same in a wallet and they aren't the same product. An iTunes card is the older format, and it redeems for apps, music, movies and iCloud storage. The Apple Gift Card covers all of that plus hardware and accessories, which widens its buyer pool a little.

For a seller the practical difference is small. On the rate table both carry the same three rows, so the payout is identical. Check the code format on the back of the card, and tell the buyer which one you have. Guessing wrong adds a verification round and slows the payout.

What Buyers Check Before They Pay

Region comes first. A US code only redeems on a US App Store account, so if your card arrived from a relative in London, say so up front. UK credit has a smaller buyer pool than US credit and the offer reflects that.

Leave the scratch panel untouched. A code area that looks disturbed reads as tampering, and buyers walk away from those cards rather than discount them.

A receipt isn't required, but it takes a step out of verification. Either the paper slip or the email from the store works as proof of purchase.

Then there's the balance. An unused card gets the cleanest quote. If part of it is already spent, declare that before the price is set, not after.

Where the Money Lands and How Fast

Selling online beats the street on price. Traders around Kejetia market in Kumasi, or the phone stalls in Lagos, carry their own risk and margin, so their offers come in under the published range. A platform works off the table.

The steps are short.

1. Read the balance from the issuer's site or the receipt, not from memory.
2. Note the face value, the currency printed on the card, and the issuing country.
3. Send those details plus the code to GiftCash NG for a live quote.
4. Agree the figure in writing, then let the card be verified.
5. Take the payout in Naira by bank transfer or USSD, or in Cedis through MTN MoMo, Telecel Cash or AT Money.

Verification and payment run 15 to 30 minutes once the rate is agreed. Until then the code stays with you. A code posted in a WhatsApp group "for verification" is gone, and nothing comes back. The Nigeria scam alert and the Telegram red flags list show how those conversations are built.

If you're holding several cards, price them against each other before you sell. Steam and Xbox pay less per dollar than Apple, so start with the Apple card. For any balance you want to check yourself, the naira calculator and the cedis calculator run the multiplication for you. Then send the card through the iTunes page and you'll have today's figure in minutes.