Sell a Paysafe Card in Nigeria and Ghana: £50 to £500 Rates

A £50 Paysafe card pays ₦59,304 in Nigeria and ₵518.63 in Ghana on the board captured on 21 October 2026. A £15 voucher pays ₦16,932 or ₵148.07, and the top of the ladder at £500 pays ₦593,044 or ₵5,186.33.

Paysafe is an open voucher, so there's nothing to redeem at a shop counter in Lagos or Accra. The 16-digit PIN is the whole product. What it does have is a published price on the rates page, and that price moves in a way that's easy to get wrong at exactly £50.

What Paysafe pays in naira and cedis today

Paysafe carries two bands rather than one. Both are printed:

Take the top of either band, divide by its top face value, and the unit rate falls out. The £15 to £50 band works out at ₦1,128.78 per pound or ₵9.87. The £50 to £500 band works out at ₦1,186.09 per pound or ₵10.37. Neither unit rate drifts inside its own band, so a £30 voucher pays about ₦33,863.40 and a £200 voucher pays ₦237,217.60, both worked out from those two unit rates.

Nigeria's dollar reference line sits at ₦1,333 to $1 in the same 21 October snapshot. Ghana doesn't publish a reference line at all, so the figure worth planning against in Accra is ₵10.37 per pound. Lining the naira column up against the cedi column gets you nowhere, because the two are priced for separate markets.

The £50 line carries two different prices

£50 sits at the top of the first band and at the bottom of the second one, so the board shows two payouts for the same voucher: ₦56,439 and ₦59,304. That's a gap of ₦2,865, or ₵25.05 in Ghana (₵493.58 against ₵518.63).

The £50 to £500 band is the one that counts. It starts at £50, which makes ₦59,304 the figure a £50 Paysafe card actually fetches.

The gap isn't small change either. ₦1,186.09 is 5.1 percent more per pound than ₦1,128.78, and the cedis side carries the same 5.1 percent. Two £25 vouchers pay ₦56,439 between them. One £50 voucher pays ₦59,304. Same face value, ₦2,865 apart, decided entirely by how the vouchers are cut.

So the move is simple. If you're holding several small Paysafe vouchers, a stack of £25s will land on the lower rate no matter how many you send. Anything from £50 up lands on the higher one.

Where Paysafe sits against the other pound cards

Twelve pound bands are printed on the board across eleven brands. Sorting them by naira per pound gives this order:

Paysafe lands fifth of nine, about 4.5 percent behind Airbnb at the top and 11.2 percent ahead of the three cards tied at the bottom. The two that beat it, Love2shop and All in 1, are the multi-store vouchers sold at UK supermarket tills. The order is identical in cedis, so an Accra seller sees the same ranking as a Lagos seller.

Two things to keep straight before you read anything into that table. Naira per pound isn't naira per dollar, so ₦1,186.09 for a Paysafe voucher says nothing about what an Apple card at ₦1,128.78 per dollar is worth. Different currencies, different books. And the band starts aren't uniform: Airbnb, H&M and Matalan all begin at £100, so a £50 Airbnb card has no printed price at all.

Check the PIN before you send it

Paysafe vouchers are issued per country. A voucher printed for the UK clears through the UK paysafecard site, not the German one, so a PIN from the wrong country is a problem before any rate matters. That catches people who get vouchers from relatives abroad.

Open paysafecard.com, enter the 16 digits, and confirm the full balance shows. Don't scratch the panel until you're ready to sell, since a damaged PIN code is a dead voucher. A voucher already loaded into a myPaysafe account can't be handed over as a PIN, and a partly spent one no longer matches any band on the board.

Screenshot the balance screen along with the voucher. It's the fastest way to settle a dispute about whether a card arrived full.

How the money reaches your account

In Nigeria the payout goes to a bank account or a wallet: OPay, PalmPay and MTN MoMo all work. In Ghana it lands on MTN MoMo, Telecel Cash or AT Money. The site quotes 15 to 30 minutes after the card is verified, not after you press send.

Send the PIN through the order chat rather than a public post. Hold the PIN until the rate and the amount are agreed, then release it. If the card turns out to be invalid or already used, no payment is made, so a rejected voucher costs you nothing but time.

Questions sellers ask about Paysafe

What's the smallest Paysafe card I can sell?

£15 is the floor, and it pays ₦16,932 or ₵148.07. Below that there's no printed band, so there's no price to quote.

Does the rate change if I sell a £500 card?

No. £500 is the top of the second band and pays ₦593,044 or ₵5,186.33, which is the same ₦1,186.09 per pound as a £50 voucher. The whole band runs at one rate.

Can I sell one voucher and keep part of the balance?

A partly spent voucher gets rejected. The balance has to be intact from the first pound, which is another reason to check it on paysafecard.com before you list it.

Ready to price a specific voucher? Enter your amount on the Paysafe card page and the payout comes back in naira or cedis, whichever market you're in. If you're holding pound vouchers of other brands too, the full pound card list runs the same numbers across all eleven, and the naira calculator and cedis calculator cover any face value between the band ends.