UK Pound Gift Cards: Full List and What £100 Pays in Naira and Cedis Today

On 13 October 2026 a £100 Airbnb card pays ₦123,824.20 in Nigeria and ₵1,094.87 in Ghana. Steam pays ₦121,161.20 for the same £100, and Currys pays ₦106,515.40. Same face value, three different payouts, and the brand in your hand decides which one you get.

Most pound cards arrive here by accident. A cousin in London sends a £50 Love2shop voucher for Christmas. A client in Manchester clears an invoice with Steam credit. You don't need the balance, and a UK card won't load on a Nigerian or Ghanaian account, so selling it is the only way to turn it into something you can spend. Below is the full UK pound list as it stands on the GiftCash NG board, with a live rate for every card.

What £100 and £500 pay today

Each figure is per £1 of face value, read off the rates page on 13 October 2026. Multiply by your face value and the payout falls out.

The spread is narrow but it isn't free. Airbnb leads at ₦1,238.24 per £1 and takes the biggest total on the board, ₦619,121 for a £500 card. Currys, Every-wish and Youchoosea sit together at the bottom on ₦1,065.15, which is 16 percent below the top rate. On a £100 card that gap is ₦17,308.80.

Three brands start higher than the rest. Airbnb, H&M and Matalan open at £100, so a £50 code has no band to land in. Steam and Xbox take from £10, which makes them the easiest pound cards to move in small amounts.

Paysafe is the odd one out, and it's worth knowing why. It carries two bands with two different rates: ₦1,127.74 per £1 between £15 and £50, then ₦1,184.98 from £50 to £500. If you hold exactly £50, the higher band pays more, so check which one your card falls into before you quote anyone.

Run the numbers for the cards you're likely to hold:

In Ghana the same four cards land at ₵1,094.87, ₵1,071.33, ₵1,036.01 and ₵941.83 for £100, using the cedis column above.

The eleven pound cards on the board right now

Eleven brands carry a pound band today. Here's what each one is, and where to send it.

Airbnb vouchers cover UK and European stays, which keeps demand steady from travellers. It quotes the top unit rate on the board at ₦1,238.24 per £1, ahead of All in 1 and Steam, and it takes the biggest total too. Head to the Airbnb sell page when you're ready.

All in 1 is a multi-store voucher accepted across a long list of UK retailers. It sits second at ₦1,224.93 per £1.

Steam needs no introduction to gamers. The pound wallet pays ₦1,211.61 per £1 and opens at £10, so a small leftover code still sells. Use the Steam page.

Love2shop is mostly handed out as staff rewards in the UK, and it holds ₦1,198.30 per £1 here. The Love2shop page takes both scratch cards and e-codes.

Xbox pound credit pays ₦1,171.67 and, like Steam, starts at £10. Sell it through the Xbox page.

Paysafe is a prepaid voucher with the two bands described above. Read your card's exact value before choosing a band.

H&M fashion vouchers sit at ₦1,158.36 per £1 and start at £100.

Matalan is a UK fashion and home retailer, quoted at ₦1,131.73 per £1 from £100 up.

Currys is the electronics chain, and its pound card pays ₦1,065.15 per £1. The Currys page handles it.

Every-wish and Youchoosea are multi-store vouchers that share the Currys rate at ₦1,065.15. Use the Every-wish page or the Youchoosea page for either.

One caution that shows up every week: the board carries pound bands for the brands above, not dollar or euro ones. A card bought in the US and a UK voucher are different products with different rates, so match the £ symbol before you start.

Why a pound rate never lines up with a dollar one

A pound rate and a dollar rate are two different numbers, and treating them as rivals leads people into trouble. The Naira line on the board is quoted against the dollar, at ₦1,331 per $1 today, while a pound card carries its own unit rate like ₦1,238.24 per £1. Those currencies are priced separately, so a straight "pound beats dollar" claim doesn't hold up.

What you can compare is pound against pound. Inside the pound group, Airbnb pays 16 percent more per £1 than Currys, and that difference is money you keep. If you want the wider picture of how the board prices different currencies, read why US, UK and EU gift cards pay different rates. For the euro and pound view side by side, see sell euro and pound gift cards for Naira and Cedis.

What gets a UK pound card refused

Four mistakes explain most rejected pound codes.

A pound card that fails verification costs you nothing on GiftCash NG, but it does cost time. Confirm the region and the brand before you send a code, and if a code has passed through other hands, test it first with the seven checks that catch a fake card.

How to sell a pound card, step by step

The whole run takes a few minutes once you have the card in front of you.

1. Open the rates page and switch the view to Nigeria or Ghana, because the two don't share a rate.
2. Find your brand and note which band your face value falls into. A £50 Airbnb code has no band, a £100 one does.
3. Work out the payout with the Naira calculator or the Cedis calculator.
4. Open the sell page for your card and enter the exact face value and code.
5. Submit and confirm the quoted band matches what you worked out.

Payout lands by bank transfer in Nigeria and by MTN MoMo, Telecel Cash or AT Money in Ghana, usually inside 15 to 30 minutes once verification clears. Prices move daily, so check the live band before you submit rather than trusting a rate someone posted in a group chat last week.