Sell a PCS Master Card in Nigeria and Ghana: What €100 Pays

A PCS Master Card prints one line on the GiftCash NG table: €50 to €500, paying ₦59,293 to ₦592,932. At €100 the figure is ₦118,586.40 in Nigeria and ₵1,037.78 in Ghana. There's no dollar row and no pound row, which makes this one of the simplest cards on the page to price and one of the easiest to misread.

What a PCS Master Card is

PCS Master Card is a prepaid card, the sort you load at a shop rather than a store gift card tied to one retailer. You get a Mastercard-branded balance, and the card spends anywhere that accepts Mastercard instead of inside a single chain. It's the difference between a €100 balance you can spend at any Mastercard till and a €100 Steam balance you can only spend on games.

That difference decides how it's priced. A retailer card like the ones on the offgamers route carries a balance tied to one shop, so the buyer knows exactly what the credit is worth. A prepaid balance is worth its face value in euros and nothing more, and the payout follows that. Which is why the same €100 pays ₦122,583.80 on offgamers and ₦118,586.40 on PCS tonight.

Which programme issued your card matters for one reason only: verification. Some PCS cards arrive as a printed plastic card, others as a digital code. Have the card number and the balance ready either way, because a card that can't be verified doesn't get paid at any rate. Matched details clear in 15 to 30 minutes; a mismatch sends the order back for a second look.

Why the table carries euros only

Look down the rate table and most cards with a European line sit next to a dollar line. offgamers and Rewarble each carry two. Steam and Xbox carry four, counting pounds and Canadian dollars. The whole page runs 53 bands, and only 9 of them are in euros.

PCS Master Card carries one. On the 17 October 2026 snapshot it appears once in the naira view and once in the cedis view, both on the same euro band. That's not a gap in the data; it's the product. The card is sold in euros, so the table prices it in euros.

The practical consequence is short. If your card is denominated in euros, you can read your payout straight off the table without asking anyone. If someone hands you a PCS card quoted in sterling or dollars, the table won't help, and the figure has to come from a manual quote. A €100 card needs no message at all; a $100 card does.

What €50 to €500 pays

The rows below are as printed on 17 October 2026, 20:24 CST. Both markets are in the same band, so one table covers Nigeria and Ghana.

The ratio behind those numbers is ₦1,185.86 per euro in Nigeria and ₵10.38 per euro in Ghana. Because the band is linear from €50 to €500, you can price a €150 card at ₦177,879.60 without asking support for a quote.

Two things are worth checking before you rely on that arithmetic. A partly spent card prices on the balance left, not the printed face value, so a €100 card with €60 remaining pays ₦71,151.84 rather than ₦118,586.40. And a card above €500 falls outside the band, so the table stops and a quote starts.

Where PCS sits among the euro cards

Nine cards print a euro price tonight. PCS Master Card lands fourth on a €100 card, at ₦118,586.40, which puts it above Rewarble and below Transcash and Eneba.

offgamers pays ₦3,997.40 more for the same €100, which is 3.4%. Rewarble pays ₦1,332.40 less. Neither gap is large enough to justify chasing a different card you don't own, but both matter if you're choosing which balance to sell first.

The spread across the whole euro list is wider than the top five suggests. Startselect pays ₦86,608.00 at €100 and Kinguin pays ₦97,267.60, so the distance from offgamers to Startselect is ₦35,975.80 on one €100 card. That's a 41.5% gap on identical face value, and it's why the table is worth reading before you agree a price on WhatsApp.

A note on the cedis column, since Ghanaian sellers ask about this. The order of the nine cards is the same in both markets tonight, so a card that ranks fourth on naira also ranks fourth on cedis. PCS pays ₵1,037.78 at €100, offgamers pays ₵1,072.76 and Rewarble pays ₵1,026.12.

Selling the card

1. Open the PCS Master Card page and match your balance to the euro band.
2. Send the card number and the remaining balance through WhatsApp or the contact form. State the currency, because the table only prints euros for this card.
3. Accept the figure and submit. Verification usually clears in 15 to 30 minutes, then the payout goes to a Nigerian bank account or an MTN, Telecel or AT Money wallet.

If you're selling from Ghana, the process is identical apart from the wallet, and the cedis column above is your payout. Keep the receipt or the purchase email if you have one. It doesn't move the rate, but it lets verification run without a back-and-forth, which shortens the wait.

One habit worth keeping: photograph both faces of a plastic PCS card before you scratch anything. A scratched PIN that turns out wrong is a rejected card, and no rate on the table rescues it. A €100 card is worth ₦118,586.40, and one wrong digit erases all of it. The fake-card checklist covers what a buyer looks at first.

Questions people ask

How much is a €100 PCS Master Card in naira? ₦118,586.40 on the 17 October 2026 snapshot. In Ghana the same card pays ₵1,037.78.

Does PCS Master Card have a dollar rate? Not on this table. The card carries a single euro band from €50 to €500, so a dollar or sterling balance has to be quoted by hand.

Can I sell a PCS Master Card below €50? The printed band starts at €50, so anything lower goes to a manual quote. Ask before you send the card, since the answer depends on the balance rather than on a fixed rate.

Which euro card pays the most in Nigeria? offgamers at ₦122,583.80 for €100, against ₦86,608.00 for Startselect at the bottom. PCS sits fourth of nine, and the euro and pound guide covers how the larger bands are handled.