Sell Euro & Pound Gift Cards for Naira & Cedis: Today's Rates in Nigeria and Ghana

A £500 Steam card pays ₦605,603 in Nigeria and ₵5,374.48 in Ghana today. Airbnb tops the pound table at ₦1,237.83 per £1, while offgamers leads the euro table at ₦1,224.52 per €1.

Every figure on this page comes from the live rates board, read on 11 October 2026. The Naira side also publishes a reference line, and today it sits at 1 USD = ₦1,331.

Euro and pound cards reach West Africa the same way. A cousin in London posts a card, a freelance client in Berlin pays you by e-code, or you win something in a French forum giveaway. None of that balance works at Kejetia market or on Jumia. So here's what each one is worth right now.

What a pound or euro card pays today

Read both tables as per-unit rates. Take a band's ceiling and divide by its face value, and the figure falls out. Steam's £10 - £500 band ends at ₦605,603, so a £500 card pays exactly that, which is ₦1,211.21 per £1.

Airbnb holds the strongest pound line on the board. Its £100 - £500 band runs ₦123,783 to ₦618,913 in Nigeria, or ₵1,098.52 to ₵5,492.60 in Ghana. At the other end, Currys, Every-wish and Youchoosea sit on the same number, ₦1,064.80 per £1.

Paysafe is the one pound card that pays two different rates. Its £15 - £50 band works out at ₦1,127.36 per £1, and the £50 - £500 band pays ₦1,184.59. In Cedis that's ₵10.00 against ₵10.51.

Transcash and Eneba land on the same ₦1,197.90 per €1. That's normal on this board, and the difference is in the entry point. Eneba opens at €100, Transcash at €50, so a €50 code has one home while a €100 code has two.

The gap between the top and bottom euro line is ₦359.37 per €1. On a €500 card that's ₦179,685 between doing your homework and skipping it.

Which euro and pound brands are on the board

The board carries 12 pound lines from 11 brands, and 9 euro lines. The pound side covers Airbnb, All in 1, Steam, Love2shop, Paysafe, Xbox, H&M, Matalan, Currys, Every-wish and Youchoosea. The euro side covers offgamers, Transcash, Eneba, PCS Master Card, Rewarble, Steam, Kinguin, Xbox and Startselect.

Look at what isn't there. Apple, Amazon and Google Play are priced in dollars only, so a euro or pound Apple code goes through a manual quote instead of a published band. The old UK high-street names, Tesco, ASDA and John Lewis, have no line at all. Neither does a euro Paysafecard, because Paysafe is quoted in pounds.

If your brand is missing, don't guess the number and don't accept one from a stranger. Open the rates page, and if your card isn't listed, ask support for a quote before any code leaves your hands. For the full pound list, there's a brand-by-brand breakdown worth reading.

Why the currency beats the logo

Steam is the cleanest example, because the same brand is priced four ways. Today the board shows C$500 at ₦319,439, $500 at ₦412,608, €500 at ₦525,743 and £500 at ₦605,603.

Those are four different currencies, so the sums aren't a like-for-like rate comparison. What the numbers do show is the size of the hole you dig by filing the card under the wrong region. Send a £500 Steam card as a US one and you're arguing to be paid ₦412,608 instead of ₦605,603, a ₦192,995 gap. File a €500 code as a pound card and the same slip costs ₦79,860. The desk bounces a mismatched region anyway, which is how a same-day payout turns into a three-day wait.

Region locks are real, not a formality. A euro Steam code won't redeem on a UK account, and the desk checks the currency before it releases payment. Check the symbol on the card face or in the e-code email. € means euro. £ means pound. Neither one is the dollar.

How the money reaches you

Verification runs first, then payment. Nigerian sellers get Naira into a local bank account. Ghanaian sellers get Cedis sent to MTN MoMo, Telecel Cash or AT Money. Small codes are fine: Steam and Xbox both open at £10 or €10, so a £20 card moves through the same desk as a £500 one.

You're looking at 15 to 30 minutes once the code clears, and the payout is the band you were quoted. Codes that are scratched, part-used or already redeemed get turned away. Run a balance check before you submit, so a dead code doesn't cost you a day.

Keep your order ID. If verification stalls, support can trace the order with that reference, and you won't be stuck re-explaining which card you sent.

Ready to trade your euro or pound card

Start on the rates page and pick your market first. Nigeria pays Naira, Ghana pays Cedis, and the switch rewrites every number, because the two views don't share a rate.

Then open your card's own page and read the band that covers your face value. Steam, Xbox, Airbnb, Paysafe, Kinguin and Eneba all have one:

• Sell Steam gift card for USD, GBP, EUR or CAD balances
• Sell Xbox gift card, the other four-currency card
• Sell Airbnb gift card, today's top pound line
• Sell Kinguin gift card and Eneba gift card for euro codes
• Sell Paysafe card for the two-band pound quotes

Have the card face or the e-code email in front of you, confirm the currency symbol matches the page you picked, and the money lands in your bank or MoMo the same day.

Related reads: what your card pays in Cedis and today's Ghana rate table.