rates

Sell Matalan Gift Card online in Nigeria and Ghana

Oct 27, 2026, 11:26 AM | 28 views

A Matalan gift card pays ₦115,593 for £100 and ₦577,963 for £500 in Nigeria on 27 October 2026. In Ghana the same two vouchers fetch ₵992.07 and ₵4,960.36. That's ₦1,155.93 per pound of face value, eighth of the twelve pound bands on the board. The band opens at £100, so a £50 Matalan code has no row to sit on at all.

Matalan is a British value retailer for clothing and homeware. If your code came from a relative in London or from a shopping trip to Manchester, it's the same card and the same band: £100 to £500, with nothing in between. One band makes the arithmetic simple, and it means splitting a big voucher costs you nothing.

What a Matalan voucher pays from £100 to £500

The £100 and £500 rows are printed on the rate page. Everything between them is the band rate multiplied by the face value, so you can check any row against the live board in under a minute.

Face valueYou get in nairaYou get in cedis
£100₦115,593₵992.07
£150₦173,388.90₵1,488.11
£200₦231,185.20₵1,984.14
£250₦288,981.50₵2,480.18
£300₦346,777.80₵2,976.22
£400₦462,370.40₵3,968.29
£500₦577,963₵4,960.36

A £200 voucher gets you ₦231,185.20 in Nigeria and ₵1,984.14 in Ghana. A £300 voucher fetches ₦346,777.80 and ₵2,976.22. Nothing in either column jumps at a boundary, because there's a single band and no join to cross.

Ghana publishes no dollar reference line, so read the cedis column as cedis per pound of voucher. Nigeria's line tonight is 1 USD = ₦1,360, and that answers a question about dollars rather than about Matalan.

Matalan only prices vouchers of £100 or more

Three pound brands on the board open at £100: Airbnb, H&M and Matalan. The other eight start at £50 or lower, and Steam and Xbox start at £10.

A £50 Matalan code can't be sold here at any price. That's not a bad rate, it's a missing band. Submit one and there's no line on the rate page to quote against.

If you're holding a £50 Matalan voucher, treat it as a shopping voucher. The Love2shop guide covers the eight pound cards that will price a £50 code, and All in 1 leads that group tonight at ₦62,556. Bundling two £50 codes into one card doesn't help either, because balances don't merge across brands.

How does Matalan compare with the other two £100 cards?

Same floor, different money. Airbnb, H&M and Matalan all start at £100, yet the top and bottom of that trio are 9.41 percent apart on a £500 voucher.

CardPer £1 in naira£500 pays in naira
Airbnb₦1,264.72₦632,359
H&M₦1,183.12₦591,562
Matalan₦1,155.93₦577,963

Airbnb pays ₦54,396 more than Matalan on a £500 voucher, which is 9.41 percent more for the same piece of plastic. H&M sits between them, ₦13,599 above Matalan.

Ghana tells the same story in smaller numbers. Airbnb returns ₵5,427.22 at £500, H&M returns ₵5,077.08 and Matalan returns ₵4,960.36, so Airbnb is ₵466.86 ahead of Matalan.

So the floor tells you whether a card will price your voucher, not how well it pays. Matalan sits eighth of twelve pound bands. The three cheapest lines on the column, Currys, Every-wish and Youchoosea at ₦1,087.93 per pound, sit below it by 6.25 percent.

The board moved 1.92% in naira but only 0.43% in cedis

This is the part worth reading before you decide to wait for a better day.

Between 26 October at 21:24 and tonight just after 19:11, all 53 bands on the board moved up. In the naira view they rose 1.920 percent. In the cedis view they rose 0.425 percent. Same direction, four and a half times apart.

Matalan's £500 row went from ₦567,077 to ₦577,963, up ₦10,886. The cedis row went from ₵4,939.36 to ₵4,960.36, up ₵21.00.

Now put those two numbers side by side. Holding a £500 Matalan voucher for a day earned a Nigerian seller ₦10,886. Picking Airbnb over Matalan on the same day was worth ₦54,396, five times as much, without waiting at all.

The two views are priced on separate boards, so don't read Ghana's move off Nigeria's numbers. A seller in Accra who watched the naira board rise 1.92 percent would have expected about ₵95 on a £500 voucher. They got ₵21. Check the cedis board if you're being paid in cedis.

The spread across the pound column has held at 16.25 percent every day since 11 October, according to our five-week rate history. Board-wide moves come and go. The gap between cards doesn't.

How to sell a Matalan gift card from Lagos, Abuja, Accra or Kumasi

The steps are the same in all four cities, and the money usually lands inside 15 to 30 minutes.

  1. Open the Matalan card page and enter the exact face value, not a rounded guess.
  2. Check the quote against the £100 to £500 band on the rate page before you submit.
  3. Send the code, plus a photo of the voucher if the balance checker asks for one.
  4. Choose where the money goes. Nigerian sellers use a bank transfer to GTBank, Access or Kuda, or a wallet such as OPay or PalmPay. In Ghana the routes are MTN MoMo, Telecel Cash and AT Money.

A first submission from Lagos or Accra can run past 30 minutes, and a code that needs a manual check adds to that. Partly spent cards get rejected after the balance check, so confirm the voucher is whole before you start. A £100 Matalan card bought on a UK high street and used once is no longer a £100 card.

Matalan gift card questions

How much is a £100 Matalan gift card in naira?

₦115,593 in Nigeria and ₵992.07 in Ghana as of 27 October 2026. £100 is the floor of the band, so both figures are printed on the rate page rather than calculated.

Can I sell a £50 Matalan gift card?

No. Matalan's band starts at £100, so a £50 code has no quote behind it. Airbnb and H&M share that floor. If your voucher is £100 or more, all three will price it, and Airbnb pays the most of the three at ₦1,264.72 per pound.

Is one £500 voucher better than five £100 vouchers?

Same money, give or take rounding. Five £100 vouchers return ₦577,965, two naira more than the ₦577,963 printed for a single £500 row. In Ghana five £100 vouchers return ₵4,960.35, one pesewa short of ₵4,960.36. Nothing rewards batching, and nothing punishes splitting.

Read the full rate board for the exact face value you hold, then start on the Matalan card page. If your voucher is £100 or more and you want the best pound rate on the board, compare the Airbnb page and the H&M page before you submit anywhere.

Rates move daily. These numbers hold for 27 October 2026, and the live board is the only figure that counts when you press send.

Looking to sell?

F
Fatima Ibrahim
Customer Success Lead

Fatima runs our WhatsApp helpdesk and handles escalations for high-value trades. She writes the practical, step-by-step guides on this blog.

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