A £50 Love2shop gift card pays ₦60,043 in Nigeria and ₵522.99 in Ghana on 26 October 2026. The £500 top of the band pays ₦600,435 and ₵5,229.91. Both are printed rows on giftcashng.com/rates, checked again at 21:24 tonight. The rate isn't the interesting part. The floor is: Love2shop will price a £50 code, and three pound cards on the same board won't.
Love2shop trades in pounds only, one band from £50 to £500, at ₦1,200.87 and ₵10.46 per £1. That single band makes the arithmetic easy and it makes splitting harmless.
The £50 and £500 rows are printed on the rate page. The middle rows are the band rate multiplied by the face value, so you can check them against the live board in seconds.
| Face value | You get in naira | You get in cedis |
|---|---|---|
| £50 | ₦60,043 | ₵522.99 |
| £100 | ₦120,087 | ₵1,045.98 |
| £200 | ₦240,174 | ₵2,091.96 |
| £300 | ₦360,261 | ₵3,137.95 |
| £500 | ₦600,435 | ₵5,229.91 |
A £100 voucher fetches ₦120,087 in Nigeria and ₵1,045.98 in Ghana. A £200 voucher gets you ₦240,174 and ₵2,091.96. Nothing in the column jumps, because there's one band and no join to cross.
Ghana publishes no naira-style reference line, so read the cedis column as cedis per pound of voucher, not as a converted naira figure. Nigeria's line tonight is 1 USD = ₦1,334, and that answers a different question.
Three of the eleven pound brands on the board open at £100: Airbnb, H&M and Matalan. A £50 code on any of those has no band to sit in and no printed figure, so there's nothing to accept. The other eight will price it.
| Card | £50 pays in naira | £50 pays in cedis |
|---|---|---|
| All in 1 | ₦61,378 | ₵534.61 |
| Steam | ₦60,711 | ₵528.80 |
| Love2shop | ₦60,043 | ₵522.99 |
| Paysafe | ₦59,376 | ₵517.18 |
| Xbox | ₦58,709 | ₵511.37 |
| Currys | ₦53,372 | ₵464.88 |
| Every-wish | ₦53,372 | ₵464.88 |
| Youchoosea | ₦53,372 | ₵464.88 |
All in 1 leads the small-voucher group: a £50 code gets you ₦61,378 there, ₦1,335 more than Love2shop. Steam fetches ₦60,711 for the same £50. At the bottom, Currys, Every-wish and Youchoosea all pay ₦53,372, which is ₦6,671 less than Love2shop.
Steam's band runs £10 to £500, so its £50 row is the band rate carried back to 50 rather than a printed face value. Paysafe needs a note too. Its £50 sits on the join between a £15 to £50 band and a £50 to £500 band. The table uses the upper band, which prints ₦59,376. The lower band prints ₦56,508 for the same face value. Neither is wrong, they're two different bands.
No. One band means one rate from £50 to £500, so splitting is free and batching earns nothing extra.
Five £100 vouchers return ₦600,435, exactly what a single £500 voucher returns. In Ghana five £100 vouchers return ₵5,229.90 against ₵5,229.91 printed for the £500 row. That one pesewa is rounding on the £100 row, not a penalty.
Cards with a join mid-band behave differently. The one4all band changes rate at $100, and the Paysafe card changes at £50, so where you split those two matters. With Love2shop it doesn't. Two £100 vouchers and one £300 voucher pay the same as one £500 voucher in both markets.
Eleven pound brands carry a printed rate tonight, across twelve bands. Love2shop is fourth by payout per pound at ₦1,200.87.
The four strongest lines all clear ₦1,200 per pound tonight:
The spread from the top of the column to the bottom is ₦173.46 per pound, just over 16 percent. At £500 that turns into real money. Airbnb pays ₦620,449, Love2shop pays ₦600,435, and Every-wish pays ₦533,720.
So choosing Every-wish over Love2shop costs ₦66,715 on one voucher. Choosing Airbnb over Love2shop gains ₦20,014, but only if your voucher is £100 or more, because Airbnb won't price a £50 code. That's the trade: the top of the column and the £50 floor don't live on the same card.
Waiting doesn't change that. The whole board moved 0.65 percent between yesterday afternoon and tonight. All 53 bands moved by that same amount, on both the naira and cedis side, so the change came from the board rather than from Love2shop. That drift moved a £500 voucher by about ₦3,900. Picking the wrong pound card costs ₦66,715. The 16.25 percent spread has held every day since 11 October, which is why the five-week rate history shows no reward for holding a voucher back.
Submit the voucher, clear the balance check, then choose where the money goes. Nigerian sellers usually take a bank transfer to GTBank, Access or Kuda, or a wallet such as OPay or PalmPay. In Ghana the routes are MTN MoMo, Telecel Cash and AT Money.
A first submission in Lagos or Accra sometimes runs past 30 minutes, and any code that needs a manual check adds to the wait. The instant payout guide covers what slows a payment down. A Love2shop code carried back from a UK trip may already be partly spent, so confirm the balance is whole before you submit. A part-spent voucher gets rejected after the check, and that wastes the wait rather than the card.
₦60,043 in Nigeria and ₵522.99 in Ghana as of 26 October 2026. £50 is the floor of the £50 to £500 band, so that figure is printed on the rate page rather than calculated from a rate.
Yes, and that's the point of the floor. Airbnb's band opens at £100, so a £50 code has no home there. Love2shop prices it at ₦60,043, All in 1 at ₦61,378 and Steam at ₦60,711. If your voucher is £100 or more, Airbnb joins the list at ₦124,090 and takes the lead.
The same. Five £100 vouchers return ₦600,435 and so does one £500 voucher. Ghana differs by one pesewa for the rounding reason above. Neither route is faster; a batch just means more codes to check before the money lands.
Read the full rate board for the exact face value you hold, then open the Love2shop card page to start. If your voucher is a £50 code and you want the top payout in that group, the All in 1 card page is the one to check. For the surrounding numbers, the Every-wish guide covers the bottom of the column at £50 to £500, the Airbnb guide covers the top of the column from £100 up, and the five-week rate history shows how little the spread has moved.
Rates move daily. These numbers hold for 26 October 2026, and the live board is the only figure that counts when you submit.
Amara builds and maintains the settlement engine and fraud-detection layer behind every GiftCash NG payout, and writes about how trades stay fast and safe.
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